When Nick and I thought about buying our first house, we talked to the mortgage guy at the bank where we have our checking account. We didn’t like what he told us at first. He told us we could not get a mortgage because our credit score was too low. Then, he gave us John’s card and said that John could probably help.
My mom, Nick and I talked to a couple of other lenders and realtors to decide what to do. Hands down, we all decided that we felt comfortable with John and we chose him.
Boy are we glad he did! We learned stuff about mortgages that really surprised us. We found out that most banks have pretty strict lending rules, stricter than they should be. John’s mortgage company works with many different lenders, and he helped us get a loan to buy the house with a low down payment and a low rate too. We didn’t pay through the nose to get a loan, we just had to deal with the right company.
While we were talking about things with John, he told us that he is also a realtor and that he could help us find the right house! I guess for technical reasons he couldn’t be the loan officer and the realtor at the same time, so he turned us over to another loan officer at his company.
As a realtor, John was great! He never pushed us into a house we could not afford, and he was just not pushy at all, ever. He was always there as a resource for us though, and answered our questions and guided us. We looked at many houses, and we love the house we finally bought.
Basically during the process we felt like John knew his stuff, whether it was about mortgages or about real estate. We always felt like he had our best interests in mind. He is probably not your typical realtor, but that is what we liked about him.
Some parts of buying a house can be stressful, like getting through the mortgage process! However, John’s company was always on it, and took care of it. If you need a realtor or a mortgage, we would recommend John.